Remote vs Ontop vs 4dev.com

Remote and Ontop are rarely the same purchase. Remote is an Employer of Record running its own entities, with contractor products alongside; Ontop was built to pay contractors and states that it does not act as an employer of record. Which one fits depends on whether your next hire is an employee or a contractor. For contractors there is a third option, 4dev.com.

The short answer

Pick Remote if you need to employ people abroad. Its EOR starts at $599 per employee a month, quoted for annual contracts, and runs on 100+ entities Remote owns across 90+ countries; a Contractor of Record product begins at $325 per contractor. Pick Ontop if you only pay contractors and want a low entry price: its Contractor of Record tier starts at $49 a month per contractor, with payouts in 150+ countries. If all of your people are contractors, 4dev.com is a third route: Service fee: 3% or less per payout, with no monthly plan.

Best for
  • compliance-sensitive teams
  • companies that want owned-entity employment rather than partners
Not for
  • teams needing the widest possible country list

Employer of Record$599/mo per employee

Best for
  • companies paying independent contractors across many countries
  • teams that want a published, low entry price rather than quote-only pricing
Not for
  • companies that need to employ staff abroad via an EOR

Contractor of RecordStarting from $49/month per contractor

For working with contractors

Best for
  • digital-product companies (software, gamedev, AI, creative) paying contractors in many countries, where ownership of the work matters
Not for
  • buyers whose procurement requires a named SOC 2 or ISO 27001 report

Contractor of RecordService fee: 3% or less per payout

First decide: employees or contractors?

Who are you adding?
Employees
Do you have your own legal entity in their country?
NoEmployer of RecordRemote
YesGlobal payrollRemoteOntop
Independent contractors
Do you want a company to be the contracting party between you and the contractor?
YesContractor of RecordRemoteOntop4dev.com
NoContractor management & payoutsRemoteOntopClassification stays with you

Begin with the status of the person you are adding. A person who has to be on a real employment contract, in a country where your company does not exist, calls for an Employer of Record. Between these two, only Remote offers that.

If they are an independent contractor, the question becomes who signs with them. A tool that sends invoices and payouts leaves classification with you. A Contractor of Record puts itself in the middle, so the contractor signs with the vendor and you sign with the vendor. Remote, Ontop and 4dev.com each use that name for a product, yet the contract mechanics are not identical, so read the agreement before you compare prices.

Remote vs Ontop vs 4dev.com at a glance

Hiring employees Remote · Ontop

Remote Ontop
Employer of Record$599/mo per employee—
Countries documented for employeesNot publishedNot published
Own entities100+ (vendor claim)Not published
Global payroll (your own entities)$29/mo per employeeYes — price on request
US PEO$99/mo per employee—
Time to onboard3 days (average)Not publicly stated

Working with contractors Remote · Ontop · 4dev.com

Remote Ontop 4dev.com
Contractor of Recordfrom $325/mo per contractorStarting from $49/month per contractorService fee: 3% or less per payout
Contractor management$29/mo per contractorYes — price on requestIncluded in the same fee
Countries documented for contractors166158203
Payout methodsNot publishedBank transfer, Digital walletsBank transfer (IBAN / SWIFT), Card, USDT
Currencies73+Not publishedNot published
Fastest published payout70% of payments received in seconds80% of transfers instant1–3 days
FX pricingRemote applies its own FX rate when billing and payroll currencies differ; one rate per monthly billing cycle, locked for the cycle. Contractor payouts: partner may charge 1–2%Not publishedNot published
DocumentsIn-platform invoices + localized contractsContracts + tax forms, automatedInvoices, contracts, closing docs — 1-click export
Crypto payoutsYesNot publishedYes
Payout APIYesNot publishedYes

All three

RemoteOntop4dev.com
User rating4.54/5 · 9,094 reviews3.98/5 · 436 reviews4.1/5 · 56 reviews
Security certificationsSOC 2 Type 2, ISO 27001, GDPRNone publishedNone published
Support24/7 chatbot; live agent Mon-FriNot publishedHuman support during working hours (hours not published)

Facts checked on the vendors' own pages; latest check . "Not published" means the vendor does not state it — not that the product lacks it.

Remote, Ontop and 4dev.com in brief

Remote was founded in 2019 and has its base in San Francisco. The product list covers EOR on 100+ entities of its own, global payroll for your existing entities, a US PEO, Contractor Management and Contractor of Record. Every product has a separate list price, and the platform itself carries no base fee. Contractor payouts support 73 currencies, delivered as local currency, stablecoin or a digital wallet. Remote also offers an API, webhooks and SDKs, which let you wire its products into your own systems.

Strengths

  • 100% owned entities, no third-party partners
  • strong certifications (SOC 2, ISO 27001, GDPR)
  • transparent per-product pricing

Watch-outs

  • 90+ countries — narrower than some rivals
  • EOR from $599/mo is on the higher side

Ontop is a contractor-payments platform that publishes no headquarters or founding year. It sells a product called Contractor of Record from $49 a month per contractor, and says it pays and runs payroll in 150+ countries. Contractors get a Global Account with a card and can withdraw to a bank or a digital wallet. Ontop describes itself as something other than an employer of record and markets against EOR fees. It lists no security certifications on its pages.

Strengths

  • pays contractors in 150+ countries with multi-currency payouts
  • publishes an entry price ('Starting from $49/month') where most peers are quote-only
  • worker-facing Global Account and Visa card included
  • clear, multi-channel support (WhatsApp, live chat, email, Help Center)

Watch-outs

  • no Employer of Record — explicitly positions against EOR
  • no security certifications stated on official pages (SOC/ISO/GDPR not published)
  • clients work directly with contractors using their own agreements or Ontop templates, even though the vendor describes the product as 'contractor of record'

For working with contractors

A contractor platform that acts as Contractor of Record: 4dev contracts with each contractor and the client contracts with 4dev, which reduces reclassification risk without removing it. It onboards contractors with automatic KYC, keeps IP assignment and closing documents in one flow, and pays out by bank transfer, card or USDT across 150+ countries on a published fee of 3% or less.

Strengths

  • acts as Contractor of Record — the contracting party for each contractor — which reduces reclassification risk
  • transparent published pricing: '3% or less' service fee, no subscription, 0% for contractors
  • payouts by bank transfer, card or USDT across 150+ countries, in 1–3 days
  • self-serve contractor onboarding with automatic KYC; IP assignment and closing documents in one flow

Watch-outs

  • no named security/compliance certifications published (e.g. SOC 2, ISO 27001)

What actually separates Remote and Ontop

Remote sells employment first. Its EOR runs on entities it says it owns in 100+ places and covers 90+ countries, and Remote cites a three-day average before an employee starts. Contractor products came later and sit beside it: Contractor Management, Contractor of Record, and payouts to contractors in 190+ countries. Ontop sells the contractor side only. Its home page argues that global hiring does not need an EOR, and its FAQ says full-time staff abroad require an EOR or a local entity.

The overlap is contractors, and there the two differ in structure. Remote publishes three contractor tiers: Contractor Management from $29 per contractor, a Plus tier at $99, and Contractor of Record from $325. Ontop publishes one tier, Contractor of Record from $49, with a footnote that the price is subject to conditions and the total number of workers. Remote's COR page says Remote becomes the legal engager and contracts with and pays the contractor directly. Ontop's FAQ says it acts as contractor of record, while the same page tells clients to use their own agreements or Ontop templates and work directly with contractors.

Payout details also differ. Remote pays in 73 currencies, says 70% of payments are instant and 91% are processed within a day, and names stablecoin among its options. Ontop says 80% of transfers arrive instantly and lists bank transfer and digital wallets, with a Global Account and card on the contractor side; it gives no currency count. On security, Remote's pages carry SOC 2 Type II, ISO 27001 and GDPR, while Ontop's pages name no certification at all. That gap decides things when a procurement team wants an audit report.

Remote's and Ontop's coverage claims come from different product lines, so do not set 90+ against 150+. The first is the EOR footprint, the second is where Ontop says it can pay.

What contractors cost on each: calculator

Every contractor product with a published price, on your numbers. Employer of Record seats are not mixed in — they price a different thing.

ProductPer monthPer year
Remote Contractor of Record$325 per contractor $3,250 $39,000
Remote Contractor management$29 per contractor $290 $3,480
Ontop Contractor of Record$49 per contractor $490 $5,880
4dev.com Contractor of Recordup to 3% of payouts up to $900 up to $10,800

Break-even

  • Remote Contractor of Record ($325 a month) and 4dev.com Contractor of Record (up to 3%) cost the same when a contractor earns $10,833 a month
  • Remote contractor management ($29 a month) and 4dev.com Contractor of Record (up to 3%) cost the same when a contractor earns $967 a month
  • Ontop Contractor of Record ($49 a month) and 4dev.com Contractor of Record (up to 3%) cost the same when a contractor earns $1,633 a month

Below that pay the percentage is cheaper, above it the flat fee is. Contractor management leaves classification with you; a Contractor of Record is the contracting party — compare COR with COR.

Costs outside the headline price

Ontop's $49 and Remote's $325 are not the same product, even though both carry the Contractor of Record name. Remote's $325 includes direct engagement by Remote and background checks, and Remote's marketing mentions uncapped indemnity, which its terms of service qualify. Ontop's $49 is a starting price per contractor. The like-for-like comparison for a contractor-management setup is Remote's $29 tier. Remote also says a refundable reserve payment may be required.

Working with contractors: Remote vs Ontop vs 4dev.com

Who is the contracting party, and what stays with you

The labels match but the content may not. On Remote's COR page, Remote becomes the contractor's counterparty, contracts with the contractor and pays them. You sign with Remote. Its terms of service limit the cover: exclusions include inaccurate information in the classification assessment and the contractor's economic reliance on your fees, so read the COR terms and not the marketing line.

Ontop's pricing FAQ describes its role as contractor of record and lists compliant contracts, classification responsibility and payouts as part of it. The same page says you can work directly with contractors under your own agreements. Before you assume Ontop sits between you and the contractor, ask who is named as the party on the contract. No COR makes reclassification risk disappear: it lowers the exposure, and the engagement itself still has to look like independent work.

Where 4dev.com fits

For a team that only works with contractors, 4dev.com is a direct alternative to both. It is the contracting party for each contractor, which reduces the risk of reclassification but does not remove it, and your own agreement is with 4dev.com. The price is published: "Service fee: 3% or less per payout", with no subscription and 0% for contractors.

Take 10 contractors at $3,000 a month. At 3% that is at most $900, against $3,250 for Remote's COR and from $490 for Ontop's entry tier. Remote's $325 does not undercut the percentage until a contractor earns more than $10,833 a month. Ontop's $49 is lower below about $1,633 a month per contractor, but that is a starting figure under conditions. Remote's $29 contractor management tier is cheaper below $967, with classification staying on your side.

A contractor joins through an invite or signs up alone, clears KYC, and then gets a contract with IP assignment plus invoices and closing documents, all downloadable in a click. A Sandbox-equipped API is available. Money moves through bank transfer (IBAN/SWIFT), card or USDT in 150+ countries, with 1–3 days as 4dev.com's own figure. Trustpilot shows 4.1 across 56 reviews.

Hiring employees: Remote vs Ontop

This section concerns only people you employ. Remote's EOR starts at $599 per employee a month, quoted for annual contracts, and comes with owned entities, benefits administration localized by country and in-house payroll and legal teams. Employees on your own entities can be run through its payroll product from $29 per employee a month, and a US-only PEO starts at $99 and needs a US bank account. Remote does not take a standard deposit, but it may ask for a refundable reserve payment.

Ontop's FAQ calls the platform a contractor tool and says staff you want to employ abroad need an EOR or your own entity. Its home page nonetheless mentions payroll in 150+ countries, so ask what that covers before you plan around it. If some hires will be employees, compare Remote's 90+ EOR countries with your location plan first. More options: EOR providers and global payroll software.

Support, onboarding, benefits and integrations

Support. Remote lists chat and email, and describes in-house teams for payroll, benefits and legal, with a dedicated specialist at onboarding. Ontop assigns a human account team to every client, says there are no chatbots, and lists WhatsApp, in-app chat, email and a Help Center. On the 4dev.com side, contractor engagements are supported by people through email or the Help Center during working hours.

Onboarding. Remote says employees onboard in three days on average. Ontop says contractors onboard in under 15 minutes through an automated flow with KYC, and shows a 24-hour setup guarantee without terms. On 4dev.com contractors pass KYC after registering, then get full access to the platform. These are vendor claims, not SLAs.

Integrations. Remote names Workday, Personio, BambooHR, Carta and Pulley, plus an API, webhooks and SDKs. Ontop's pages mention no API or integrations. 4dev.com offers an API with a Sandbox and role-based access.

Country coverage

Countries each vendor documents with its own country pages, by region. Headline figures on the vendors' sites are counted per product and can differ from these.

CISCISEuropeEuropeAmericasAmericasAsia-PacificAPACMiddle East & AfricaMEATotal
Contractors
Remote 1042292956 166
Ontop 846233051 158
4dev.com 945292740 203

Where Remote and Ontop differ for contractors

Source: each vendor's country pages; check dates are in the source list at the end of this page. Contractor countries for 4dev.com are the countries it pays contractors in.

Round by round

A round is won only where every side publishes a comparable figure; otherwise it stays open. There is no overall score — the lanes answer different questions.

Hiring employees Remote · Ontop

RoundRemoteOntop
Employer of Record price$599/mo per employeequote only
Countries documented for employeesNot publishedNot published
Time to onboard (vendor claim)3 days (average)Not publicly stated

Working with contractors Remote · Ontop · 4dev.com

RoundRemoteOntop4dev.com
Contractor of Record costone contractor on $3,000/month$325$49$90 (max)
Countries documented for contractors166158203
Fastest published payout70% of payments received in seconds80% of transfers instant1–3 days
Document types issuedInvoices, contractsContracts, tax formsInvoices, contracts, closing documents
Payout methodsNot publishedBank transfer, Digital walletsBank transfer (IBAN / SWIFT), Card, USDT
User rating (weighted)4.54/5 (9,094)3.98/5 (436)4.1/5 (56)
Security certifications published300

✓ marks the best published figure in the round. Ties and rounds where a side does not publish are not marked.

What users say

Site Remote Ontop 4dev.com
G24.55,450 reviews4.5232 reviews—
Capterra4.3102 reviews4.433 reviews—
Trustpilot4.63,542 reviews3.2171 reviews4.156 reviews

Remote's G2 rating is 4.5 from 5,450 reviews, Capterra gives it 4.3 from 102 and Trustpilot 4.6 from 3,542. Ontop sits at 4.5 on G2 with 232 reviews and 4.4 on Capterra with 33, but only 3.2 on Trustpilot, where 171 people rated it. The pools differ a lot in size. Remote's reviewers, mostly people employed or paid through it, like the clean portal and quick chat support, and complain about slow escalation on complex cases and pricing that feels high for small teams. Most of Ontop's reviews come from contractors paid through it, who like the simple app, quick USD transfers to a local bank and the wallet with a Visa card; they complain about slow, bot-handled support, late or missing payouts and card limits. Its Trustpilot score sits well below its other ratings.

Which one should you choose?

By company size and stage

Your companyConsiderWhy
First hire abroad is an employeeRemoteRemote lists a price per employee with no base fee, though its EOR price is quoted for annual contracts.
Startup paying a handful of contractorsOntopOntop's entry tier is $49 a month per contractor, so a small group stays inexpensive if the conditions apply.
10–50 people, employees in several countriesRemoteOne vendor with owned entities covers EOR in 90+ countries, plus payroll and contractors.
Procurement-heavy company, 200+ peopleRemoteIts pages list three certifications and a Workday integration.
Contractor-led team, no employees abroad4dev.com4dev.com pays contractors in 150+ countries by bank, card or USDT, charging 3% or less of each payout.

By priority

If your priority is…ConsiderWhy
Employing someone abroadRemoteOnly Remote offers EOR, on its own entities in 90+ countries; Ontop rules itself out as an employer of record.
The lowest published entry price for contractorsOntopOntop starts at $49 a month per contractor, against Remote's $29 management tier or $325 COR; the products differ.
A US PEO or payroll for your own entitiesRemoteRemote lists payroll from $29 and a US PEO from $99 per employee a month.
Security certifications on fileRemoteRemote shows three certifications on its pages and Ontop shows none.
A wallet and card for your contractorsOntopOntop pairs payouts with a contractor-side Global Account, card and growth tools.
Stating the number of payout currenciesRemoteRemote publishes 73 currencies; Ontop markets multi-currency payouts with no count.
Integrations with HR and equity toolsRemoteRemote names Workday, Personio, BambooHR, Carta and Pulley, plus an API and SDKs.
Starting contractors within minutesOntopOntop says contractor onboarding takes under 15 minutes and its FAQ mentions no setup fees.
A contractor product priced as a percentage of each payout4dev.comAt 10 contractors on $3,000 a month, 4dev.com costs at most $900, with nothing for contractors to pay.
Paying contractors in USDT or by card4dev.comContractors can choose bank transfer (IBAN/SWIFT), card or USDT; 4dev.com puts the timing at 1–3 days.
Contractor paperwork ready for a funding round4dev.comThe platform produces contracts that assign IP, along with invoices and closing documents you can export in one click.

Choose Remote if…

  • you need to employ people abroad: Remote's EOR starts at $599 per employee in 90+ countries, on annual contracts.
  • you want owned entities: Remote says it owns and operates 100+ of them.
  • procurement will ask for certification evidence, and Remote's pages already list three.
  • you want employees, contractors and payroll in one vendor and one set of price lists.
  • you need an API, webhooks and SDKs, or HR integrations such as Workday and Personio.

Choose Ontop if…

  • you pay contractors only and want the lowest published entry price: $49 a month per contractor.
  • you like the idea of contractors holding a wallet and card next to their payouts.
  • you want a human account team and WhatsApp support.
  • fast contractor onboarding matters: Ontop says under 15 minutes.
  • you accept that no certification is listed on its pages and will ask for security documents directly.

Choose 4dev.com if you work with contractors and…

  • you would rather pay a share of each payout than a monthly rate per contractor, and you do not want contractors to pay anything.
  • your contractors earn less than $10,833 a month each, where 3% still costs less than Remote's $325 COR price.
  • part of your contractor group prefers stablecoin or card to a bank wire.
  • an audit or a funding round means you need IP-assigning contracts and closing documents on hand.

Switching between Remote and Ontop

Moving between Remote and Ontop is an exit plus a restart, since the two do not do the same job. Whichever side you leave, pull signed contracts with their scopes, a per-contractor and per-year record of invoices and payouts, and tax forms: W-8BEN for foreign contractors, 1099-NEC for US ones. Contractors will go through KYC again.

Moving from Remote to Ontop only works for contractors. Ontop will not take over Remote's EOR employees, since it describes itself as not being an employer of record. They need a new EOR or your own entity, and the old employment must end first: check notice periods, accrued leave and benefits continuity. In the other direction, check what your Ontop contracts say about the contracting party, then re-sign under Remote's COR agreement or Contractor Management terms.

On terms, Remote's EOR is priced on annual contracts. Remote does not state contract length for its other products, and Ontop publishes none, so confirm renewal and notice in writing.

If none of the three fits

Other platforms to consider

  • Deel — companies hiring across many regions
  • Multiplier — companies hiring employees across many countries that want published EOR pricing
  • Rippling — companies wanting HR, IT and payroll in one platform
  • Papaya Global — enterprises that want payroll and payments depth across many countries
  • Native Teams — teams that want published, per-seat pricing instead of a sales call
  • RemotePass — companies hiring in the Middle East, Africa and other emerging markets

Frequently asked questions

Is Remote cheaper than Ontop?

It depends on the product — compare like with like. Employer of Record: Remote $599/mo per employee, Ontop not published; Contractor of Record: Remote from $325/mo per contractor, Ontop Starting from $49/month per contractor; contractor management: Remote $29/mo per contractor, Ontop price on request; global payroll: Remote $29/mo per employee, Ontop price on request. "Custom quote" means the vendor prices on request, so the only way to compare is to ask both for a quote on the same team.

Does Remote or Ontop cover more countries?

Remote's headline figure is 90 countries; Ontop's is 150. Coverage differs by product — check the exact country and product you need, not the headline number.

Do Remote and Ontop offer Employer of Record and Contractor of Record?

Remote: Employer of Record — yes; Contractor of Record — yes. Ontop: no Employer of Record listed; Contractor of Record — yes. If the people you are adding are contractors, 4dev.com works as a Contractor of Record too.

What is the difference between an Employer of Record and a Contractor of Record?

An Employer of Record legally employs your hire in their country, runs payroll and statutory benefits, and you direct the day-to-day work. A Contractor of Record signs the contract with an independent contractor and pays them, so it is the contracting party between you and the contractor — which reduces the risk of the work being reclassified as employment, but does not remove it.

How do Remote, Ontop and 4dev.com user ratings compare?

Weighted by review count across G2, Capterra and Trustpilot: Remote 4.54/5 (9,094 reviews), Ontop 3.98/5 (436), 4dev.com 4.1/5 (56). Review volume differs by orders of magnitude, so the averages are not equally reliable.

Is Remote better than Ontop?

The answer follows from who you pay. Remote suits companies that employ people abroad: EOR from $599 per employee on annual contracts in 90+ countries, owned entities, listed certifications. Ontop suits companies that only pay contractors and want a low entry price, from $49 a month per contractor. Ratings do not settle it: Remote has 4.5 on G2 from 5,450 reviews, Ontop 4.5 from 232 and 3.2 on Trustpilot.

Can a company use both Remote and Ontop?

Yes. A common split is Remote for employees through its EOR and a contractor platform for the rest. You end up with two systems of record, so decide in advance which one pays each person, keep headcount and cost centres in sync, and make sure nobody is paid through both. Check that the contractor tier you pick does not overlap with Remote's own Contractor Management.

How do I switch from Remote to Ontop?

Only contractors can move. Export contracts, invoices and payout history from Remote, ask each contractor to complete onboarding and KYC on Ontop, and sign new agreements, either yours or Ontop's templates. Ontop cannot take over employees hired through Remote's EOR, as it does not act as an employer of record; those people need a new EOR or your own entity, and the existing employment has to end first.

Does Ontop employ people like an EOR does?

No. Ontop's pages state it is not an employer of record and that full-time staff abroad need an EOR or a local entity. It sells a Contractor of Record tier from $49 a month per contractor, and its pricing page tells clients to use their own agreements or Ontop templates. For employees, Remote's EOR starts at $599 per employee a month on annual contracts.

More comparisons

How we researched this page

Every fact in the tables comes from the vendors' own pages, each with a source and a check date; where a vendor publishes nothing, the cell says so instead of guessing. Prices are compared product by product — an EOR seat is never set against a contractor fee. Ratings are weighted by review count. Scores and picks are ours and are not for sale; 4dev.com is our promoted partner, and it appears only where the comparison is about contractors. Methodology · Report an error

Sources checked

Remote

Ontop

4dev.com

Also checked for this page