Oyster vs Pebl vs 4dev.com

Oyster and Pebl each take on staff abroad as legal employer where you have no entity of your own; they split on size, price openness and service style. Oyster publishes a price for each product and sells on guided onboarding. Pebl, the 2025 rebrand of Velocity Global, leads with a lower headline EOR fee and a wider country claim. 4dev.com enters as a third option, for contractors only.

The short answer

Choose Oyster for public pricing on its main products and a B Corp that assigns onboarding specialists: EOR at $699 per employee a month, Global Contractors at $29 per contractor, EOR in 120+ countries. Pick Pebl if you want the lower headline EOR fee of $399 per employee a month, a longer track record and a stated 185+ countries; its contractor management and payroll are quoted. Where the workers are contractors, 4dev.com works as a Contractor of Record. Service fee: 3% or less per payout.

Best for
  • mission-driven organizations
  • mid-size teams wanting a simple EOR
Not for
  • teams needing a broad standalone global payroll

Employer of Record$699/mo per employee

Best for
  • mid-market and enterprise buyers valuing a long track record and reviews
  • companies open to per-quote pricing for payroll, contractor management and add-ons
Not for
  • buyers needing a true Contractor-of-Record product, not general contractor management

Employer of Record$399/mo per employee

For working with contractors

Best for
  • digital-product companies (software, gamedev, AI, creative) paying contractors in many countries, where ownership of the work matters
Not for
  • buyers whose procurement requires a named SOC 2 or ISO 27001 report

Contractor of RecordService fee: 3% or less per payout

First decide: employees or contractors?

Who are you adding?
Employees
Do you have your own legal entity in their country?
NoEmployer of RecordOysterPebl
YesGlobal payrollOysterPebl
Independent contractors
Do you want a company to be the contracting party between you and the contractor?
YesContractor of Record4dev.com
NoContractor management & payoutsOysterPeblClassification stays with you

Start with the people you plan to add. Hiring in a country without your own entity means using an Employer of Record; Oyster and Pebl each sell one. With your own local entity in place, the decision turns to payroll instead.

Contractors are a separate decision. Both vendors offer contractor management: paperwork, contracts and payments, with the classification judgment left to you. Neither lists a Contractor of Record product. If you want a vendor to sit between you and each contractor as the contracting party, that is a different category, and 4dev.com is one such option. Where nothing beyond the transfer matters, compare contractor payout tools instead.

Oyster vs Pebl vs 4dev.com at a glance

Hiring employees Oyster · Pebl

Oyster Pebl
Employer of Record$699/mo per employee$399/mo per employee
Countries documented for employeesNot publishedNot published
Own entitiesNot published66+ (vendor claim)
Global payroll (your own entities)Yes — price on requestOn request
US PEO——
Time to onboardAs fast as 48 hoursVendor claim: 'as little as 24 hours', no entity needed

Working with contractors Oyster · Pebl · 4dev.com

Oyster Pebl 4dev.com
Contractor of Record——Service fee: 3% or less per payout
Contractor management$29/mo per contractor (free 30-day trial)On requestIncluded in the same fee
Countries documented for contractors156Not published203
Payout methodsNot publishedNot publishedBank transfer (IBAN / SWIFT), Card, USDT
Currencies120+Not publishedNot published
Fastest published payoutNot publishedNot published1–3 days
FX pricingNot publishedNot publishedNot published
DocumentsAuto invoices, contracts, tax formsNot publishedInvoices, contracts, closing docs — 1-click export
Crypto payoutsNot publishedNot publishedYes
Payout APINot publishedNot publishedYes

All three

OysterPebl4dev.com
User rating4.33/5 · 1,987 reviews4.59/5 · 623 reviews4.1/5 · 56 reviews
Security certificationsSOC 2, GDPR, B-CorpSOC 2 Type 2, ISO/IEC 27001:2022, GDPRNone published
SupportResponse within 24hVendor claim: guidance available any time, in-house expertsHuman support during working hours (hours not published)

Facts checked on the vendors' own pages; latest check . "Not published" means the vendor does not state it — not that the product lacks it.

Oyster, Pebl and 4dev.com in brief

Oyster began in 2019 as a global employment platform. Oyster calls itself fully distributed, with staff in 60+ countries and no headquarters stated. It is a certified B Corp. Three products: an EOR in 120+ countries; Global Contractors, with contracts for 180+ countries and payments in 120+ currencies; and a payroll product, sold on its own, that launched in about 20 countries. Prices are per head and listed for EOR and contractors. Benefits, visa sponsorship and HR advice are extras.

Strengths

  • B-Corp certified
  • 120+ EOR countries with a 48-hour onboarding claim
  • contractor payments in 120+ currencies

Watch-outs

  • entity model (owned vs partner) not disclosed
  • standalone global payroll limited to ~20+ countries

Pebl, formerly Velocity Global, rebranded in September 2025; the company dates from 2014 and sits in Denver, Colorado. Its range is EOR, a contractor tool and a payroll service, and it says it reaches 185+ countries. It cites 66 owned entities, with 90%+ of its employees on them. The EOR is the only product with a published price; contractor management and payroll are available on request. It lists 250 integrations and positions itself for mid-market and enterprise buyers.

Strengths

  • 12-year track record (est. 2014) with $1B in annual global payroll processed and 200+ in-house legal experts
  • SOC 2 Type 2 and ISO/IEC 27001:2022 certified; states GDPR-principle compliance
  • Large, strongly rated G2 footprint: 4.6/5 from 617 reviews
  • Published EOR plan states no setup or offboarding fees

Watch-outs

  • No dedicated Contractor-of-Record product — contractor work runs through a general contractor-management offering, not a named COR product
  • Cites 66 owned entities and 90%+ of employees on them (vendor claim) but does not say which countries run on partners
  • Headline $399/month; reviewers report effective costs closer to $500–550 with add-ons and country fees

For working with contractors

A contractor platform that acts as Contractor of Record: 4dev contracts with each contractor and the client contracts with 4dev, which reduces reclassification risk without removing it. It onboards contractors with automatic KYC, keeps IP assignment and closing documents in one flow, and pays out by bank transfer, card or USDT across 150+ countries on a published fee of 3% or less.

Strengths

  • acts as Contractor of Record — the contracting party for each contractor — which reduces reclassification risk
  • transparent published pricing: '3% or less' service fee, no subscription, 0% for contractors
  • payouts by bank transfer, card or USDT across 150+ countries, in 1–3 days
  • self-serve contractor onboarding with automatic KYC; IP assignment and closing documents in one flow

Watch-outs

  • no named security/compliance certifications published (e.g. SOC 2, ISO 27001)

What actually separates Oyster and Pebl

Both companies are EOR specialists, so the gap is in how they sell and serve rather than in what they sell. Oyster is the smaller and younger of the two, and it competes on clarity: a public price for EOR and for contractors, a fee that covers setup, onboarding and offboarding, country onboarding specialists and a B Corp badge. Pebl's case rests on age and reach: it dates from 2014, has 617 G2 reviews and claims 185+ countries, where Oyster says 120+.

Entity transparency also differs. Pebl says it runs 66 owned entities and that 90%+ of the employees it supports sit on them; it does not say which countries rely on partners. Oyster does not disclose any split. Whichever you shortlist, put one question to them before signing: who will be the legal employer of your hire in that particular country?

Pricing disclosure points the other way from the coverage story. Oyster's EOR carries a refundable deposit, amount unpublished, next to its $699 fee and a $29 contractor price. Pebl lists $399 for EOR and quotes everything else. Pebl's page shows one number, so what you actually pay depends on the quote and on add-ons.

On security, Pebl states ISO/IEC 27001:2022 and follows the SOC 2 Type 2 trust criteria. Oyster's page speaks of internal practices that meet GDPR and SOC 2. A procurement team that needs a named ISO certificate will find it on Pebl's page, not Oyster's.

What contractors cost on each: calculator

Every contractor product with a published price, on your numbers. Employer of Record seats are not mixed in — they price a different thing.

ProductPer monthPer year
Oyster Contractor management$29 per contractor $290 $3,480
4dev.com Contractor of Recordup to 3% of payouts up to $900 up to $10,800
Pebl Contractor managementPriced by quote — ask for one on the same team to compare

Break-even

  • Oyster contractor management ($29 a month) and 4dev.com Contractor of Record (up to 3%) cost the same when a contractor earns $967 a month

Below that pay the percentage is cheaper, above it the flat fee is. Contractor management leaves classification with you; a Contractor of Record is the contracting party — compare COR with COR.

Costs outside the headline price

Don't read $399 against $699 as a like-for-like saving. Pebl's figure is the headline on its EOR page, and third-party reviewers report that the effective cost runs higher once country fees and add-ons such as visa support apply; Pebl has not confirmed that range. No setup fee applies to Oyster's $699, though a refundable deposit is required, and HR advisory is billed at $300 an hour. Ask both for a written quote for your countries and headcount.

Working with contractors: Oyster vs Pebl vs 4dev.com

Who is the contracting party, and what stays with you

Under contractor management, the contract is between you and the worker. Oyster's Global Contractors generates country-specific contracts, verifies each contractor by government ID in the app and offers IP agreements in 30 countries. Pebl's version lists compliance validation checkpoints, background checks, e-signature and 50 locally tailored contract templates. In both, you decide whether each engagement is genuinely independent.

Oyster adds a free misclassification test and lists an Oyster Shell add-on that assesses misclassification risk; the amount is unpublished, so read its terms. Under a Contractor of Record model, the vendor holds the worker's contract and yours is with the vendor. That arrangement lowers reclassification risk without removing it. Neither Oyster nor Pebl lists a COR product, so a three-way price comparison of COR fees is not possible here.

Where 4dev.com fits

Teams with contractors abroad and no employees to place are 4dev.com's audience. It is the contracting party for each contractor, which reduces the risk of reclassification but does not remove it. The fee is published as "Service fee: 3% or less per payout", with no subscription and 0% for contractors.

Take ten contractors at $3,000 apiece: $30,000 monthly. 4dev.com tops out at $900. Oyster's contractor product would cost $290 for the same group, but it is contractor management, so classification stays with you; the two prices are not for the same service. Pebl quotes contractor management, so there is no figure to set beside them. Against Oyster's $29, 3% matches at $967 per contractor per month, and Oyster's first 30 days are free.

Contractors register themselves, pass KYC and get invoices, contracts with IP assignment and closing documents, exportable in one click. Payouts on 4dev.com go to 150+ countries via IBAN/SWIFT bank transfer, card or USDT; 4dev.com puts timing at 1–3 days, and it offers an API with a Sandbox. Neither Oyster nor Pebl names its payout methods on the contractor pages. Its Trustpilot score is 4.1 across 56 reviews.

Hiring employees: Oyster vs Pebl

For employees, compare country lists and payroll depth. Oyster's EOR covers 120+ countries and it cites 48 hours as its best case. Its standalone payroll is described as about 20 countries, a figure from a 2024 launch announcement and not a current count, so ask where it runs today.

Pebl states global payroll in 185+ countries, covering calculation, payment and statutory remittance, with funded payroll reaching key corridors within an hour, per Pebl; payroll is priced on request. It also claims hires in as little as 24 hours. Both onboarding speeds are vendor claims, not SLAs. More vendors sit in the EOR providers and global payroll software listings.

Support, onboarding, benefits and integrations

Support. Oyster quotes a reply inside 24 hours through tickets, email and a help center, and EOR accounts get a named onboarding contact. Pebl has an AI assistant, Alfie, plus 24/7 guidance and in-house compliance experts, while reviewers name email and tickets as the usual way to reach a person. For contractor work on 4dev.com, support staff reply by email and through the Help Center in working hours.

Onboarding. Oyster says contractors finish onboarding in minutes after an ID check. Pebl says a hire can begin in as little as 24 hours, and it asks for no entity. On 4dev.com, contractors arrive by invitation or sign up themselves, and the platform opens once KYC is passed.

Benefits and integrations. Oyster names connectors to accounting, HRIS and recruiting tools such as Xero, Carta and Greenhouse, and sells benefits and visa sponsorship as paid extras. Pebl lists 250 integrations and offers visa and immigration support.

Country coverage

Countries each vendor documents with its own country pages, by region. Headline figures on the vendors' sites are counted per product and can differ from these.

CISCISEuropeEuropeAmericasAmericasAsia-PacificAPACMiddle East & AfricaMEATotal
Contractors
Oyster 1145312544 156
4dev.com 945292740 203

Source: each vendor's country pages; check dates are in the source list at the end of this page. Contractor countries for 4dev.com are the countries it pays contractors in.

Round by round

A round is won only where every side publishes a comparable figure; otherwise it stays open. There is no overall score — the lanes answer different questions.

Hiring employees Oyster · Pebl

RoundOysterPebl
Employer of Record price$699/mo per employee$399/mo per employee
Countries documented for employeesNot publishedNot published
Time to onboard (vendor claim)As fast as 48 hoursVendor claim: 'as little as 24 hours', no entity needed

Working with contractors Oyster · Pebl · 4dev.com

RoundOysterPebl4dev.com
Contractor of Record costone contractor on $3,000/month——$90 (max)
Countries documented for contractors156Not published203
Fastest published payoutNot publishedNot published1–3 days
Document types issuedInvoices, contracts, tax formsNot publishedInvoices, contracts, closing documents
Payout methodsNot publishedNot publishedBank transfer (IBAN / SWIFT), Card, USDT
User rating (weighted)4.33/5 (1,987)4.59/5 (623)4.1/5 (56)
Security certifications published330

✓ marks the best published figure in the round. Ties and rounds where a side does not publish are not marked.

What none of the three does

  • none of the three discloses its FX margin on contractor payouts

What users say

Site Oyster Pebl 4dev.com
G24.41,624 reviews4.6617 reviews—
Capterra4.691 reviews——
Trustpilot3.8272 reviews3.26 reviews4.156 reviews

Oyster's ratings: Capterra 4.6 (91 reviews), G2 4.4 (1,624), Trustpilot 3.8 (272). Pebl scores 4.6 on G2 (617) and 3.2 on Trustpilot (6), with no Capterra reviews. Oyster's reviewers are about half employees hired through it, with fewer companies, and no group dominates. They praise an easy portal, fast onboarding and friendly support, and complain about email-only support, late pay and local-partner delays. Pebl's reviews split between companies and employees, again with no clear majority. They like the simple platform and quick answers, and dislike paperwork on short notice, limited support channels and portal glitches. Six Trustpilot reviews is too few to weigh.

Which one should you choose?

By company size and stage

Your companyConsiderWhy
First hire abroad / seed startupOysterPublic prices and a startup offer of up to $1,200 off EOR fees make a single hire easy to budget.
10–50 people across several countriesOysterListed per-head prices for EOR and contractors let a growing team forecast cost, within its 120+ EOR countries.
Mid-market with hires in less common countriesPeblA stated 185+ countries and a longer track record suit a team whose hire locations are hard to predict.
Enterprise with a procurement reviewPeblPebl states ISO/IEC 27001:2022 and cites 250 integrations, both common review items.
Mostly contractors, few or no employees4dev.comContractors are the workforce here, so 4dev.com's COR model charges per payout with no subscription and pays out in 150+ countries through a bank, a card or USDT.

By priority

If your priority is…ConsiderWhy
Seeing prices for EOR and contractors before a callOysterOyster shows $699 for EOR and $29 for Global Contractors, while Pebl publishes just the EOR number.
The lowest headline EOR feePeblPebl lists $399 per employee a month, though reviewers report higher effective costs.
A certified B Corp as your employer of recordOysterOyster is a certified B Corp; certified nonprofits and other B Corps get a discount from it.
The widest stated country reachPeblPebl states 185+ countries against Oyster's 120+ for EOR.
Knowing how much runs on owned entitiesPeblPebl reports 66 entities of its own with 90%+ of employees on them, while Oyster gives no breakdown.
A named ISO 27001 certificate for procurementPeblPebl states ISO/IEC 27001:2022 certification; Oyster cites GDPR and SOC 2 practices.
A free trial for contractor managementOysterGlobal Contractors costs Oyster users nothing for the first 30 days.
Payroll in more countries on one vendorPeblPebl claims payroll across 185+ countries, whereas Oyster's separate payroll product began in about 20.
A Contractor of Record on published pricing4dev.comA per-payout fee, no subscription and nothing charged to the contractor sit on 4dev.com's COR; Oyster and Pebl list no COR at all.
Paying contractors in USDT or by card4dev.comUSDT and card payouts are available on 4dev.com next to IBAN/SWIFT bank transfer, with 1–3 days stated by 4dev.com.
Contractor files that survive an audit or a funding round4dev.com4dev.com produces invoices, closing documents and contracts with IP assignment, all exportable with one click.

Choose Oyster if…

  • you want a public price for EOR and for contractors before talking to sales.
  • your board or customers care whether the vendor is a certified B Corp.
  • your hires fall inside Oyster's 120+ EOR countries and you value a dedicated onboarding contact.
  • you want to try contractor management first: Global Contractors is free for 30 days.

Choose Pebl if…

  • you want the lower headline EOR fee and are ready to confirm the real cost in a written quote.
  • you hire in less common countries and need Pebl's stated 185+ reach.
  • your security review asks for ISO/IEC 27001:2022.
  • you want payroll and EOR from one vendor with 250 listed integrations.

Choose 4dev.com if you work with contractors and…

  • you are after a COR with a public per-payout fee, no subscription, and nothing taken from the contractor (0%).
  • your contractors' monthly rates sit below the $967 break-even with Oyster's per-head fee shown in the cost calculator, if you were weighing contractor management.
  • some of your contractors prefer USDT or a card payout to a bank wire.
  • due diligence is coming and you need IP-assignment contracts plus closing documents on file.

Switching between Oyster and Pebl

Moving between Oyster and Pebl is an exit plus a fresh start. Pull these out of the vendor you leave: signed contracts, payslips and payroll history per employee and per year, and benefits enrolments; add contractors' invoices and payout history to the pile. Contractors will have to pass identity checks a second time on the new platform.

EOR employees cannot be moved as a file. The previous employer ends the contract and the new vendor's entity issues a fresh one; check notice periods, leave balances, continuity of benefits and whether probation begins again. Confirm that the new vendor covers every country on your list: Oyster states 120+ for EOR and Pebl 185+. If you are leaving Oyster, ask when your refundable deposit comes back. Pebl is Velocity Global under a new name, and older documents or entities may still carry the earlier name, so match them when you export.

If none of the three fits

Other platforms to consider

  • Deel — companies hiring across many regions
  • Multiplier — companies hiring employees across many countries that want published EOR pricing
  • Remote — compliance-sensitive teams
  • G-P (Globalization Partners) — enterprises weighting analyst recognition and certification depth heavily
  • Rippling — companies wanting HR, IT and payroll in one platform
  • Papaya Global — enterprises that want payroll and payments depth across many countries

Frequently asked questions

Is Oyster cheaper than Pebl?

It depends on the product — compare like with like. Employer of Record: Oyster $699/mo per employee, Pebl $399/mo per employee; contractor management: Oyster $29/mo per contractor (free 30-day trial), Pebl On request; global payroll: Oyster price on request, Pebl On request. "Custom quote" means the vendor prices on request, so the only way to compare is to ask both for a quote on the same team.

Does Oyster or Pebl cover more countries?

Oyster's headline figure is 120 countries; Pebl's is 185. Coverage differs by product — check the exact country and product you need, not the headline number.

Do Oyster and Pebl offer Employer of Record and Contractor of Record?

Oyster: Employer of Record — yes; no Contractor of Record listed. Pebl: Employer of Record — yes; no Contractor of Record listed. If the people you are adding are contractors, 4dev.com works as a Contractor of Record too.

What is the difference between an Employer of Record and a Contractor of Record?

An Employer of Record legally employs your hire in their country, runs payroll and statutory benefits, and you direct the day-to-day work. A Contractor of Record signs the contract with an independent contractor and pays them, so it is the contracting party between you and the contractor — which reduces the risk of the work being reclassified as employment, but does not remove it.

How do Oyster, Pebl and 4dev.com user ratings compare?

Weighted by review count across G2, Capterra and Trustpilot: Oyster 4.33/5 (1,987 reviews), Pebl 4.59/5 (623), 4dev.com 4.1/5 (56). Review volume differs by orders of magnitude, so the averages are not equally reliable.

Is Oyster better than Pebl?

It depends on what you value. Oyster fits when you want public prices for EOR and contractors, a certified B Corp and onboarding led by named specialists. Pebl fits when you want a lower headline EOR fee, a stated 185+ countries, payroll in the same vendor and a named ISO 27001 certificate. G2 scores are close, 4.4 for Oyster and 4.6 for Pebl, but Pebl has 617 reviews against Oyster's 1,624, so ask each for a written quote.

Is Pebl just Velocity Global under a new name?

Yes. Velocity Global, a Denver company from 2014, became Pebl in September 2025. Some review sites, registries and country entities still carry the old name, so a search for either finds the same company. If you are comparing older reviews with newer ones, treat them as one vendor with a new brand.

Can a company use both Oyster and Pebl?

Yes. A company might hire in countries only one of them covers, or keep an existing team on one vendor while trialling the other. Running both means two records per worker, so keep headcount, payroll calendars and offboarding aligned and put each person on exactly one vendor.

How do I switch from Oyster to Pebl?

Treat it as a re-hire. Export contracts, payslips and payroll history, confirm Pebl covers each country, ask Oyster when your refundable deposit returns, and plan notice periods and benefits continuity with each employee. Pebl's EOR is then set up as a new employment in each country; contractors verify again on the new platform.

More comparisons

How we researched this page

Every fact in the tables comes from the vendors' own pages, each with a source and a check date; where a vendor publishes nothing, the cell says so instead of guessing. Prices are compared product by product — an EOR seat is never set against a contractor fee. Ratings are weighted by review count. Scores and picks are ours and are not for sale; 4dev.com is our promoted partner, and it appears only where the comparison is about contractors. Methodology · Report an error

Sources checked

Oyster

Pebl

4dev.com

Also checked for this page